See the real cost of waiting

3.99% vs. 6.85%

Compare monthly savings at 3.99% vs. today’s typical 6.85% rate on a $700,000 home.

Both a 3.99% and a 6.85% interest rate may be fixed—but the long-term cost difference is anything but. Locking in a lower rate today means lower monthly payments from day one, and tens of thousands in savings over the life of your loan.

With our limited-time 3.99% financing offer on select homes, you can take advantage of a stable, fixed rate—and a significantly lower total cost of ownership.

Compare the difference and see how much more home you can afford when you buy a City Ventures home.

3.99%
VS
6.85%

Rate:

3.99%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$2,670/mo

Rate:

6.85%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,669/mo

Disclaimer: 3.99% interest rate is a Seller paid 2/1 buydown on select quick move-in homes for qualified buyers. Rates, terms, and availability subject to change without notice. Buyer must meet specific purchase and closing dates to qualify. Loan scenario based on a $700,000 purchase price with a 30-year mortgage. Actual monthly payments may vary based on down payment, taxes, insurance, and credit profile. Please consult with a sales manager for full terms and conditions.

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Communities Featuring Our 3.99% Offer

Explore City Ventures new neighborhoods with limited-time 3.99% financing in premier California locations.

Multi-story townhome complex with solar panels, stone accents, balconies, and wood fencing at dusk
New Release

The Highlands

San Bruno
1,450 - 1,760 Sq. Ft. | 3 Bedrooms
2.5 - 3 Bathrooms
Three-story new homes sales office with stone base, blue siding, and large windows lit at dusk
New Release

The Gates

Morgan Hill
1,405 - 2,230 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Three-story green townhome building with balconies, board-and-batten siding, and parking lot at dusk
Now Selling

The Canopy

Sebastopol
1,455 - 2,175 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
Three-story townhomes with white stucco exterior and tile roofs at dusk
Now Selling

The Birchwoods

La Habra
1,330 - 1,710 Sq. Ft. | 2 - 4 Bedrooms
2.5 - 4 Bathrooms
Modern three-story townhomes with gray and white exteriors at dusk with lights on
Final Homes

Pinnacle

Milpitas
1,065 - 1,065 Sq. Ft. | 2 Bedrooms
2 Bathrooms
Modern townhomes with white stucco exterior and shared courtyard with seating area and pergola
Sold Out

Melodia

El Cajon
1,490 - 1,490 Sq. Ft. | 3 Bedrooms
3 Bathrooms
Two-story Mediterranean-style home with stucco exterior, tile roof, and arched entryway at dusk
New Release

Saddlewood at Joshua Ranch

Palmdale
2,555 - 3,150 Sq. Ft. | 4 - 5 Bedrooms
2.5 - 3.5 Bathrooms
Modern three-story townhomes with stone and siding exterior at dusk
Sold Out

Towns On First

Upland

Row of three-story townhomes with gray board-and-batten siding, balconies, and string lights at dusk
New Release

Round Barn

Santa Rosa
1,745 - 1,885 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
Three-story townhome complex with modern farmhouse design and attached garages at dusk
New Release

Parkside at Cherry Blossom Row

Richmond
1,400 - 1,870 Sq. Ft. | 3 Bedrooms
2.5 - 4 Bathrooms
Row of three-story townhomes with balconies, solar panels, and mixed siding along a street at dusk
New Release

Parkview

Livermore
1,430 - 1,770 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Row of modern two-story townhomes with brown siding and white trim at dusk
Now Selling

Brittain Oaks

Santa Rosa
1,600 - 2,040 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3 Bathrooms
Two-story home with gray and white exterior, two-car garage, and front porch at dusk
Sold Out

Grove Village

Santa Rosa

Row of modern two-story homes with gray and white exteriors at dusk
Now Selling

Fox Meadow

Santa Rosa
1,745 - 2,740 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 4 Bathrooms
Modern mixed-use building with ground-floor retail spaces and residential townhomes above at sunset
Final Opportunity

Eginhouse

Artesia
2,000 - 2,000 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3 Bathrooms
Row of modern three-story townhomes with stone and stucco exteriors at dusk
Final Homes

Concord Court

Compton
1,550 - 1,550 Sq. Ft. | 3 Bedrooms
2.5 Bathrooms