See the real cost of waiting

3.99% vs. 6.85%

Compare monthly savings at 3.99% vs. today’s typical 6.85% rate on a $700,000 home.

Both a 3.99% and a 6.85% interest rate may be fixed—but the long-term cost difference is anything but. Locking in a lower rate today means lower monthly payments from day one, and tens of thousands in savings over the life of your loan.

With our limited-time 3.99% financing offer on select homes, you can take advantage of a stable, fixed rate—and a significantly lower total cost of ownership.

Compare the difference and see how much more home you can afford when you buy a City Ventures home.

3.99%
VS
6.85%

Rate:

3.99%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$2,670/mo

Rate:

6.85%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,669/mo

Disclaimer: 3.99% interest rate is a Seller paid 2/1 buydown on select quick move-in homes for qualified buyers. Rates, terms, and availability subject to change without notice. Buyer must meet specific purchase and closing dates to qualify. Loan scenario based on a $700,000 purchase price with a 30-year mortgage. Actual monthly payments may vary based on down payment, taxes, insurance, and credit profile. Please consult with a sales manager for full terms and conditions.

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Communities Featuring Our 3.99% Offer

Explore City Ventures new neighborhoods with limited-time 3.99% financing in premier California locations.

Three-story townhome complex with modern farmhouse design and attached garages at dusk

Parkside at Cherry Blossom Row

Richmond
1,318 - 1,596 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Modern three-story townhome complex with green and cream siding, balconies, and landscaped courtyard with seating area

The Highlands

San Bruno
1,425 - 1,758 Sq. Ft. | 3 - 4 Bedrooms
2 - 4 Bathrooms
Modern townhome community with mountain views and landscaped streets

The Gates

Morgan Hill
1,403 - 2,227 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Modern townhomes with green siding, wood balconies, and shared courtyard with seating area

The Canopy

Sebastopol
1,456 - 2,177 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
Row of modern three-story townhomes with white stucco exterior and terracotta tile roofs

The Birchwoods

La Habra
1,360 - 1,606 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Row of modern townhomes with varied siding colors, front porches, and gabled roofs

Parkview

Livermore
1,426 - 1,770 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms
Two-story townhome complex with gray siding, white trim, and front porches

Brittain Oaks

Santa Rosa
1,597 - 2,040 Sq. Ft. | 3 - 4 Bedrooms
2 - 3.5 Bathrooms
Two-story Mediterranean-style home with stucco exterior, tile roof, and arched entryway at dusk

Saddlewood at Joshua Ranch

Palmdale
2,554 - 3,152 Sq. Ft. | 3 - 5 Bedrooms
2 - 3.5 Bathrooms
Modern three-story townhomes with stone and siding exterior at dusk

Towns On First

Upland
1,367 - 1,564 Sq. Ft. | 3 Bedrooms
3 - 3.5 Bathrooms
Row of modern three-story townhomes with dark and light siding at twilight

Round Barn

Santa Rosa
1,746 - 1,884 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
Modern three-story townhomes with gray and white exteriors at dusk with lights on

Pinnacle

Milpitas
1,064 - 1,847 Sq. Ft. | 2 - 3 Bedrooms
2 - 3.5 Bathrooms
Modern townhomes with white stucco exterior and shared courtyard with seating area and pergola

Melodia

El Cajon
1,370 - 2,023 Sq. Ft. | 3 - 4 Bedrooms
2 - 4 Bathrooms
Two-story home with tan siding, white trim, covered entry porch, and front landscaping at dusk

Grove Village

Santa Rosa
1,806 - 2,455 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 3 Bathrooms
Row of modern two-story homes with gray and white exteriors at dusk

Fox Meadow

Santa Rosa
1,745 - 2,743 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 4.5 Bathrooms
Modern mixed-use building with ground-floor retail spaces and residential townhomes above at sunset

Eginhouse

Artesia
1,342 - 1,875 Sq. Ft. | 3 - 4 Bedrooms
2 - 3.5 Bathrooms
Row of modern three-story townhomes with stone and stucco exteriors at dusk

Concord Court

Compton
1,356 - 1,582 Sq. Ft. | 3 - 4 Bedrooms
2 - 4 Bathrooms