See the real cost of waiting

4.99% vs. 6.85%

Compare monthly savings at 4.99% vs. today’s typical 6.85% rate on a $700,000 home.

Both a 4.99% and a 6.85% interest rate may be fixed—but the long-term cost difference is anything but. Locking in a lower rate today means lower monthly payments from day one, and tens of thousands in savings over the life of your loan.

With our limited-time 4.99% financing offer on select homes, you can take advantage of a stable, fixed rate—and a significantly lower total cost of ownership.

Compare the difference and see how much more home you can afford when you buy a City Ventures home.

4.99%
VS
6.85%

Rate:

4.99%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,003/mo

Rate:

6.85%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,669/mo

Disclaimer: 4.99% interest rate available on select quick move-in homes for qualified buyers. Rates, terms, and availability subject to change without notice. Buyer must meet specific purchase and closing dates to qualify. Loan scenario based on a $700,000 purchase price with a 30-year fixed-rate mortgage. Actual monthly payments may vary based on down payment, taxes, insurance, and credit profile. Please consult with a sales associate for full terms and conditions.

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Communities Featuring Our 4.99% Offer

Explore City Ventures new neighborhoods with limited-time 4.99% financing in premier California locations.

Two-story Mediterranean-style home with stucco exterior, tile roof, and arched entryway at dusk

Saddlewood at Joshua Ranch

Palmdale
2,554 - 3,152 Sq. Ft. | 3 - 5 Bedrooms
2 - 3.5 Bathrooms
Modern three-story townhomes with stone and siding exterior at dusk

Towns On First

Upland
1,367 - 1,564 Sq. Ft. | 3 Bedrooms
3 - 3.5 Bathrooms
Covered balcony with lounge furniture, ceiling fan, and mountain views overlooking pool and golf course

Skyridge at Joshua Ranch

Palmdale
3,566 - 3,566 Sq. Ft. | 4 Bedrooms
2.5 Bathrooms
Row of modern three-story townhomes with dark and light siding at twilight

Round Barn

Santa Rosa
1,746 - 1,884 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
Modern three-story townhomes with gray and white exteriors at dusk with lights on

Pinnacle

Milpitas
1,064 - 1,847 Sq. Ft. | 2 - 3 Bedrooms
2 - 3.5 Bathrooms
Modern townhomes with white stucco exterior and shared courtyard with seating area and pergola

Melodia

El Cajon
1,370 - 2,023 Sq. Ft. | 3 - 4 Bedrooms
2 - 4 Bathrooms
Two-story home with tan siding, white trim, covered entry porch, and front landscaping at dusk

Grove Village

Santa Rosa
1,806 - 2,455 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 3 Bathrooms
Row of modern two-story homes with gray and white exteriors at dusk

Fox Meadow

Santa Rosa
1,745 - 2,743 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 4.5 Bathrooms
Modern mixed-use building with ground-floor retail spaces and residential townhomes above at sunset

Eginhouse

Artesia
1,342 - 1,875 Sq. Ft. | 3 - 4 Bedrooms
2 - 3.5 Bathrooms
Row of modern three-story townhomes with stone and stucco exteriors at dusk

Concord Court

Compton
1,356 - 1,582 Sq. Ft. | 3 - 4 Bedrooms
2 - 4 Bathrooms
Three-story townhome complex with modern farmhouse design and attached garages at dusk

Parkside at Cherry Blossom Row

Richmond
1,318 - 1,596 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms