See the real cost of waiting

See the real cost of waiting

4.99% vs. 6.85%

Compare monthly savings at 4.99% vs. today’s typical 6.85% rate on a $700,000 home.

Both a 4.99% and a 6.85% interest rate may be fixed—but the long-term cost difference is anything but. Locking in a lower rate today means lower monthly payments from day one, and tens of thousands in savings over the life of your loan.

With our limited-time 4.99% financing offer on select homes, you can take advantage of a stable, fixed rate—and a significantly lower total cost of ownership.

Compare the difference and see how much more home you can afford when you buy a City Ventures home.

4.99%
VS
6.85%

Rate:

4.99%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,003/mo

Rate:

6.85%

Price:

$700,000

Down Payment:

$140,000

Term:

30-year fixed

Payment:

$3,669/mo

Disclaimer: 4.99% interest rate available on select quick move-in homes for qualified buyers. Rates, terms, and availability subject to change without notice. Buyer must meet specific purchase and closing dates to qualify. Loan scenario based on a $700,000 purchase price with a 30-year fixed-rate mortgage. Actual monthly payments may vary based on down payment, taxes, insurance, and credit profile. Please consult with a sales associate for full terms and conditions.

Estimate Your Monthly Payment
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%
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Communities Featuring Our 4.99% Offer

Explore City Ventures new neighborhoods with limited-time 4.99% financing in premier California locations.

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Saddlewood at Joshua Ranch

Palmdale
2,554 - 3,152 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 3.5 Bathrooms
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Towns On First

Upland
1,367 - 1,564 Sq. Ft. | 3 Bedrooms
3 Bathrooms
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Skyridge at Joshua Ranch

Palmdale
3,566 - 4,424 Sq. Ft. | 4 - 5 Bedrooms
2.5 - 4.5 Bathrooms
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Round Barn

Santa Rosa
1,746 - 1,884 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 3.5 Bathrooms
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Pinnacle

Milpitas
1,064 - 1,847 Sq. Ft. | 2 - 3 Bedrooms
2 - 2.5 Bathrooms
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Melodia

El Cajon
1,370 - 2,023 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 4 Bathrooms
{'name': 'Grove Village', 'city': 'Santa Rosa', 'thumbnail': <MediaCollectionItem: https://media.homefiniti.com/317/2023/6/6/23008_Santa_Rosa_1514.jpg>, 'href': '/new-homes/ca/santa-rosa/grove-village/', 'sc_data': {'row_': <Row: Grove Village>, 'custom_status': 'Now Selling', 'neighborhood_color': '', 'pricing_statement': 'Final Homes Now Selling', 'card_subtitle': None, 'home_type': '', 'card_description': 'Ideally set just minutes from the heart of downtown Santa Rosa in the\xa0hills of the Russian River Valley, Grove Village offers the perfect blend of\xa0location, amenities and architecture that’s sure to delight.\xa0\xa0\r\nThe Sonoma Valley’s countless hiking trails\xa0and stunning sunsets are at your fingertips, and access to the bustling Bay Area’s major employment centers, world-class shopping, dining and attractions is just a car-ride away.  \r\nWelcome home to this new neighborhood by City Ventures, Grove Village.', 'sitemap_url': 'https://d554gmj0ofabv.cloudfront.net/2.1/index.html?app=sp&communityId=21160_A_SantaRosa5', 'neighborhood_logo': <MediaCollection: Media Collection: Neighborhood Logo>, 'register_form_image': <MediaCollection: Media Collection: Register Form Image>, 'community_promo_video': <MediaCollection: Media Collection: Community Promo Video>, 'community_images': <MediaCollection: Media Collection: Community Images>, 'features_gallery': <MediaCollection: Media Collection: Features Gallery>, 'features_text': '<ul><li>Solar Panel System (Included and Owned!)</li><li>LG Stainless Steel Appliances</li><li>Designer Quartz Kitchen Countertops</li><li>Smart Dual Zone Thermostats</li><li>9 Foot High Ceilings In Main Living Areas</li><li>Outdoor Covered Patios</li><li>Community Park and Picnic Area</li></ul>', 'area_map_embed': '<mapplic-map data-json="https://mapplic.com/getMapData?id=vTBw37rwlOWt5GBjhuMT"><script type="text/javascript" id="mapplic-script" src="https://mapplic.com/mapplic.js"></script></mapplic-map>', 'area_map_url': None, 'calendly_url': 'https://calendly.com/sales-team-a3c/grove-village-tour', 'homepage_thumbnail': <MediaCollection: Media Collection: Homepage Thumbnail>, 'dare_to_compare_pdf': <MediaCollection: Media Collection: Dare to Compare Pdf>, 'from_price_text': None, 'google_my_business_url': 'https://maps.app.goo.gl/ezDCxUGFGb5eQsoY7', 'compare_heading': None, 'compare_paragraph': '', 'compare_button_text': None, 'compare_modal_heading': None, 'compare_modal_paragraph': '', 'compare_modal_image': <MediaCollection: Media Collection: Compare Modal Image>, 'community_location_and_events_image': <MediaCollection: Media Collection: Community Location and Events Image>, 'community_location_and_events_url': None, 'brochure_url': None}, 'min_sqft': 1806, 'max_sqft': 2553, 'bedrooms_range': (3, 5), 'bath_count_range': (2.5, 3.5), 'min_price': 719990}

Grove Village

Santa Rosa
1,806 - 2,553 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 3.5 Bathrooms
{'name': 'Fox Meadow', 'city': 'Santa Rosa', 'thumbnail': <MediaCollectionItem: https://media.homefiniti.com/317/2025/4/10/Fox_Meadows_Street_Scene_Web-1.jpg>, 'href': '/new-homes/ca/santa-rosa/fox-meadow-santa-rosa/', 'sc_data': {'row_': <Row: Fox Meadow>, 'custom_status': 'Now Selling', 'neighborhood_color': '', 'pricing_statement': 'Now Selling', 'card_subtitle': None, 'home_type': '', 'card_description': '', 'sitemap_url': 'https://d554gmj0ofabv.cloudfront.net/2.3/index.html?app=sp&communityId=23318_A_SantaRosa7', 'neighborhood_logo': <MediaCollection: Media Collection: Neighborhood Logo>, 'register_form_image': <MediaCollection: Media Collection: Register Form Image>, 'community_promo_video': <MediaCollection: Media Collection: Community Promo Video>, 'community_images': <MediaCollection: Media Collection: Community Images>, 'features_gallery': <MediaCollection: Media Collection: Features Gallery>, 'features_text': '<ul><li>Solar Power System (included and owned!)</li><li>Upgraded Quartz or Granite Kitchen Countertops</li><li>Shaker Cabinetry with Soft Closing Drawers and Doors</li><li>Frigidaire Stainless Steel Appliances</li><li>Water Filtration System At Kitchen Sink</li><li>Smart Learning Thermostat</li><li>Dual-Glazed Window Insulation Against Hot &amp; Cold</li><li>Attached Two-Car Garage</li></ul>', 'area_map_embed': '<mapplic-map data-json="https://mapplic.com/getMapData?id=u486CUgBJntShnB1mozO"><script type="text/javascript" id="mapplic-script" src="https://mapplic.com/mapplic.js"></script></mapplic-map>', 'area_map_url': None, 'calendly_url': 'https://calendly.com/sales-team-a3c/fox-meadow-tour', 'homepage_thumbnail': <MediaCollection: Media Collection: Homepage Thumbnail>, 'dare_to_compare_pdf': <MediaCollection: Media Collection: Dare to Compare Pdf>, 'from_price_text': None, 'google_my_business_url': 'https://maps.app.goo.gl/jk6Am5ZVRTvEKf7x9', 'compare_heading': None, 'compare_paragraph': '', 'compare_button_text': None, 'compare_modal_heading': None, 'compare_modal_paragraph': '', 'compare_modal_image': <MediaCollection: Media Collection: Compare Modal Image>, 'community_location_and_events_image': <MediaCollection: Media Collection: Community Location and Events Image>, 'community_location_and_events_url': None, 'brochure_url': None}, 'min_sqft': 1745, 'max_sqft': 2743, 'bedrooms_range': (3, 5), 'bath_count_range': (2.5, 4.0), 'min_price': 829990}

Fox Meadow

Santa Rosa
1,745 - 2,743 Sq. Ft. | 3 - 5 Bedrooms
2.5 - 4 Bathrooms
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Eginhouse

Artesia
1,342 - 1,875 Sq. Ft. | 3 Bedrooms
2.5 - 3.5 Bathrooms
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Concord Court

Compton
1,356 - 1,582 Sq. Ft. | 3 - 4 Bedrooms
2.5 - 4 Bathrooms
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Parkside at Cherry Blossom Row

Richmond
1,318 - 1,596 Sq. Ft. | 3 - 4 Bedrooms
3 - 4 Bathrooms